Personal health plans for freelancers, entrepreneurs, business owners… for you.
With health insurance from Saskatchewan Blue Cross, you won’t have to foot the bill for your health and wellness expenses, like that long overdue pair of glasses or a well-earned massage.
Scroll down to learn moreYour health, covered.
You put everything you have into your business, and you’ve got a lot of things to juggle – worrying about your health coverage shouldn’t be one of them.
Personal health plans from Saskatchewan Blue Cross are affordable and fully customizable, so you can create a plan that fits your needs perfectly.
Choose a plan type
Blue Choice®
Supplemental health coverage for your everyday needs. This plan offers our most affordable rates for customized coverage that meets your needs. A medical questionnaire is required.
Conversion
Perfect for those leaving an employer’s benefits plan. Get guaranteed coverage with no waiting period when you apply within 60 days of leaving your current group benefits plan. This plan does not require a medical questionnaire.
Guaranteed Acceptance
Total health coverage, without being affected by your medical history. This plan offers our most comprehensive benefits package, with no medical questionnaire required.
Customize your coverage
Every plan starts with 20 core benefits to cover health expenses like vision care, massage therapy, chiropractors, hearing aids, ambulance rides and more. You can choose from four optional benefits to customize your plan with dental, hospital cash, prescription drug or VIP Travel coverage.
Seamless claims submission and plan management
The Saskatchewan Blue Cross member portal and SK Blue Cross Member App offer on-the-go access to everything you need to manage your plan. Submit claims, be reimbursed directly to your bank account, check your coverage, update your information and more.
Apply and activate your coverage online in minutes
Fill out your contact information, tell us who needs coverage, answer a few questions, and add your payment information. That’s it! You can have health coverage in under ten minutes. Apply now.
Ready for the next step?
Have questions? We’ve got answers.
Does my small business really need health insurance?
You might think your business is too small to need health insurance. But whether you’re a solo-preneur or have a few employees, health insurance can help you keep you (and your team’s) health in shape. It also provides financial protection and access to services that might otherwise be costly, ensuring that unexpected health expenses don’t impact your business.
How does Saskatchewan Blue Cross support entrepreneurs and small business owners specifically?
Saskatchewan Blue Cross understands the unique needs of entrepreneurs and offers plans that help ensure financial stability and access to health resources, which can be crucial when running a business. Plans can be designed with flexible coverage options and different price points.
How easy is it to enroll in a Personal Health Plan as an entrepreneur?
Enrolling in a Personal Health Plan with Saskatchewan Blue Cross is straightforward, with resources available online to guide you through the process. Customer support is also available for any questions during enrollment – contact us at 1-800-667-6853 for assistance.
I have a team member(s). Can I set up a plan for them?
Yes! Each member of your team must submit their own application, but we can arrange billing to be directed to your business to allow you to cover the costs of their health insurance.
What types of expenses does a personal health plan typically cover?
Coverage is customizable, but can generally include vision care, hospital benefits, paramedical services (e.g., physiotherapy, chiropractic care), and more. You can add coverage for expenses such as prescription drugs, dental services, and emergency travel insurance, just to name a few.
Saskatchewan Blue Cross offers flexibility in plan selection, so you can choose the level of coverage that best aligns with your healthcare needs and budget.
Can my family members be covered under my Personal Health Plan?
Yes, family members, including spouses and dependent children, can typically be added to your plan, ensuring comprehensive coverage for your entire household.
What happens to my coverage if my business or employment situation changes?
Personal Health Plans provide stability independent of employment status, which is ideal for entrepreneurs. Coverage remains in effect as long as premiums are paid, regardless of changes in your business.