3-5 Employee Custom Option Details

  1. Dental Plan Benefits
  2. Life Plan Benefits
  3. Dependent Life
  4. Life and Accidental Death & Dismemberment
  5. Short Term Disability
  6. Long Term Disability
  7. Employee and Family Assistance Program

1. Dental Plan Benefits

Basic Dental Services

  • Cleanings, checkups, extractions, fillings, denture repair, root canals and gum treatment
  • 80% to a maximum of $500 per person per calendar year

Major Dental Services

  • Bridges, crowns and dentures
  • 80% Basic; 50% Major to a combined maximum of $750 per person per calendar year
  • May apply for Major Dental Services after two full years of continuous coverage

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2. Life Plan Benefits*

Choose coverage of $10,000, $25,000 or $50,000. The amount applies to all Life Plan benefits.

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Life Insurance

  • Lump sum payment in the amount of coverage chosen to the named beneficiary in the event of death

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Accidental Death & Dismemberment

  • Lump sum payment in the amount of coverage chosen to the named beneficiary in the event of death by accident

Critical Illness Insurance

  • Lump sum payment in the amount of coverage chosen to help cope with a severe critical illness or disease
  • Eligible conditions: Life threatening cancer, severe heart attack, *severe stroke, Alzheimer’s Disease, blindness, burns, coma, deafness, loss of speech, major organ failure, major organ failure requiring transplant, *motor neurone disease, *Multiple Sclerosis, *paralysis, Parkinson’s Disease and senile dementia.
  • These four conditions must also result in the inability to perform at least two of the five Activities of Daily Living without assistance, i.e., eating, dressing, bathing, ambulation or toileting
  • $10,000 employee/$2,000 spouse/$1,000 child OR
    $25,000 employee/$5,000 spouse/$2,500 child OR
    $50,000 employee/$10,000 spouse/$5,000 child

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3. Dependent Life*

$5,000 spouse/$2,500 child OR
$10,000 spouse/$5,000 child

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4. Life and Accidental Death & Dismemberment*

Customized to meet the needs of your organization

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5. Short Term Disability*

Customized to meet the needs of your organization

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6. Long Term Disability*

Customized to meet the needs of your organization

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7. Employee and Family Assistance Program

Service provided through Homewood Human SolutionsTM

*All Life, Disability, Accidental Death & Dismemberment and Critical Illness benefits are underwritten by Blue Cross Life Insurance Company of Canada, PO Box 220, Moncton NB E1C 8L3, an independent licensee of the Canadian Association of Blue Cross Plans.