I’m going to be travelling outside Canada. Will I have emergency medical coverage?

The VIP Travel Optional Benefits under our Blue Choice and Conversion plans and our standard Outside Province of Residence travel benefits under our Group plans will provide Emergency Medical Care coverage for both domestic and international travel, including for COVID-related care at destination*. If you should contract the COVID-19 virus while travelling, the Emergency Medical Care benefits will cover you, provided you have not tested positive for COVID-19 or have shown symptoms of the virus in the 90 days prior to your departure.

It is important to note, access to medical care could be limited in some countries due to COVID-19 and its variants. The availability of health services may vary from one country to the next and the situation is changing every day. Our travel assistance service is there to help you get the assistance you need to find the right care.

*Important: The VIP Travel Optional Benefit contains an exclusion for any expenses incurred in a country, region or city where a travel warning of ‘Avoid non-essential travel’ (Level 3) or ‘Avoid all travel’ (Level 4) was in place prior to the date of departure. As of October 1, 2020, an exception has been made to this rule in the case of the COVID-19 pandemic only. If there is a Level 3 or 4 warning advising against travel for your destination for any reason other than the COVID-19 pandemic, you will not have emergency medical care coverage when travelling to that destination. Please refer to the Government of Canada’s Travel Advisories page to check advisories for reasons other than COVID-19 for your destination.