• Basic: $2,000 per Policy Year
• Classic: $2,500 per Policy Year
• Enhanced: $3,000 per Policy Year

• Basic: Unlimited
• Classic: Unlimited
• Enhanced: Unlimited

• Basic: One per Insured per five Policy Years
• Classic: One per Insured per five Policy Years
• Enhanced: One per Insured per five Policy Years

• Basic: Not included
• Classic: 70% to a maximum of $750 per Insured per two Policy Years
• Enhanced: 70% to a maximum of $750 per Insured per two Policy Years

• Basic: Not included
• Classic: Maximum of $325 (single) or $650 (double) per Insured per two Policy Years
• Enhanced: Maximum of $325 (single) or $650 (double) per Insured per two Policy Years

• Basic: Not included
• Classic: Maximum of two pairs per Insured per Policy Year
• Enhanced: Maximum of two pairs per Insured per Policy Year

• Basic: $75 per visit to a combined maximum of $450 per Insured per Policy Year
• Classic: $75 per visit to a combined maximum of $600 per Insured per Policy Year
• Enhanced: $75 per visit to a combined maximum of $750 per Insured per Policy Year

• Basic: Not included
• Classic: $300 per Insured per two Policy Years
• Enhanced: $300 per Insured per two Policy Years

• Basic: Not included
• Classic: $500 per Insured per five Policy Years
• Enhanced: $500 per Insured per five Policy Years

• Basic: Not included
• Classic:
  • Acupuncturist, athletic therapist, chiropodist, chiropractor, dietician, homeopath, massage therapist, naturopath, osteopath, podiatrist, physiotherapist, reflexologist: 80% to a combined maximum of $500 per Insured per Policy Year
  • Speech language pathologist / audiologist: $80 per visit to a combined maximum of $300 per Insured per Policy Year
• Enhanced:
  • Acupuncturist, athletic therapist, chiropodist, chiropractor, dietitian, homeopath, massage therapist, naturopath, osteopath, podiatrist, physiotherapist, reflexologist: 80% to a combined maximum of $750 per Insured per Policy Year
  • Speech language pathologist / audiologist: $80 per visit to a combined maximum of $500 per Insured per Policy Year

• Basic: Not included
• Classic: $800 per Insured per four Policy Years
• Enhanced: $1,000 per Insured per four Policy Years

• Basic: Not included
• Classic: $1,000 lifetime maximum per Insured
• Enhanced: $1,500 lifetime maximum per Insured

• Basic: Not included
• Classic: $20 per day to a maximum of 20 days per Insured per Policy Year
• Enhanced: $20 per day to a maximum of 30 days per Insured per Policy Year

Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s IAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.

Login to your Member Portal and navigate to Coverage Details, then Individual Assistance Program (IAP) for details on how to access your IAP.

• Basic: Not included
• Classic: $50 per bra to a maximum of two bras per Insured per Policy Year
• Enhanced: $50 per bra to a maximum of two bras per Insured per Policy Year

• Basic: Combined maximum of $250 per Insured per Policy Year
• Classic: Combined maximum of $250 per Insured per Policy Year
• Enhanced: Combined maximum of $250 per Insured per Policy Year

• Basic: Combined maximum of $250 per Insured per Policy Year
• Classic: Combined maximum of $250 per Insured per Policy Year
• Enhanced: Combined maximum of $250 per Insured per Policy Year

• Basic: Not included
• Classic: $1,200 per Insured per Policy Year
• Enhanced: $1,200 per Insured per Policy Year

• Basic: Not included
• Classic: $500 per Insured per Policy Year
• Enhanced: $500 per Insured per Policy Year

• Basic: Not included
• Classic: Combined maximum of $350 per Insured per Policy Year
• Enhanced: Combined maximum of $500 per Insured per Policy Year

• Basic: $1,000 per Insured per Policy Year
• Classic: $2,000 per Insured per Policy Year
• Enhanced: $3,000 per Insured per Policy Year

• Basic: Not included
• Classic: $2,500 per Insured per Policy Year
• Enhanced: $5,000 per Insured per Policy Year

• Basic: Not included
• Classic: $3,000 per Insured per three Policy Years
• Enhanced: $5,000 per Insured per three Policy Years

• Basic:
  • Benefit maximum: $5,000,000 per Trip
  • Eligible trip limit: 30 days per Trip
  • Stability period: 90 days prior to departure
• Classic:
  • Benefit maximum: $5,000,000 per Trip
  • Eligible trip limit: 30 days per Trip
  • Stability period: 90 days prior to departure
• Enhanced:
  • Benefit maximum: $5,000,000 per Trip
  • Eligible trip limit: 65 days per Trip
  • Stability period: 90 days prior to departure

For more details, please refer to your policy booklet.

Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects you and your family with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. Confidential access is available 24 hours a day, seven days a week across Canada, except Quebec.⁶ You can seek virtual care support as often as needed.

Login to your Member Portal and navigate to Coverage Details, then Virtual Care for details on how to access this benefit.

⁶Services in Quebec are available from 7 a.m. – 7 p.m., seven days a week, excluding statutory holidays.

• Basic:
  • Eye exams | Eyewear and laser eye surgery: Combined maximum of $150 per Insured per two Policy Years

• Classic:
  • Eye exams: $75 per Insured per two Policy Years
  • Eyewear and laser eye surgery: $150 per Insured per two Policy Years

• Enhanced:
  • Eye exams: $75 per Insured Policy Year
  • Eyewear and laser eye surgery: $250 per Insured per two Policy Years

• Basic: $250 per Insured per five Policy Years
• Classic: $250 per Insured per five Policy Years
• Enhanced: $250 per Insured per five Policy Years

• Basic: Not included
• Classic: $1,500 per Insured per three Policy Years
• Enhanced: $1,500 per Insured per three Policy Years

• Basic: Not included
• Classic: $500 per Insured per two Policy Years
• Enhanced: $500 per Insured per two Policy Years

• Basic: 70% up to $1,000 per Policy Year

*For prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

• Classic: 75% up to $2,000 per Policy Year

*For prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

• Enhanced:
  • 80% up to $3,000 per Policy Year
  • $6 deductible per eligible prescription

*For prescribed drugs listed in the Saskatchewan Blue Cross Formulary

• Basic:
  • Maximum: $750
  • Basic: 70%
  • Major: Not included
• Classic:
  • Maximum: $1,500
  • Basic: 75%
  • Major: 50%
• Enhanced:
  • Maximum: $2,000
  • Basic: 80%
  • Major: 50%

*Basic dental services include procedures such as examinations, x-rays, tests, cleaning, fillings, root canals, oral surgery, denture repairs, etc.

**Major dental services include inlays, onlays, crowns, dentures, bridges, and some orthodontic services