2020 Personal Health Plan Enhancements

We did it again!

We're excited to bring our members even more benefit enhancements to the Personal Health Plans you already know and trust. Effective January 1, 2020 the following benefits will apply to our Personal Health Plans, including Blue Choice® and Conversion Plans: 

New: Dental—Optional Benefits 

The Dental Waiting Period is reduced from 6 months to 3 months.

Saskatchewan Blue Cross will mail out a letter the first week of December to Personal Health Plan members who have a dental effective date of August 1, September 1, or October 1, 2019. This letter will indicate the dental waiting period has been reduced and dental benefits are now effective for these members as of January 1, 2020.

New: Ambulance—Core Health Benefits 

In addition to 100% unlimited coverage for emergency trips to the hospital, coverage now also includes:

  • Charges for ambulance services required to transport an Insured patient to their home residence, or another Hospital for continuing care, when ordered by an attending Physician following emergency Hospital treatment, payable at fifty percent (50%). 
  • Charges for ambulance services that do not result in the transport of an Insured patient to a Hospital, payable at fifty percent (50%). 

    So, you've got some questions. Well, we've got answers!

    When will the benefits enhancements take effect? 
    The new benefit enhancements will be effective January 1, 2020 for all existing and new Personal Health Plan members.  Any claims incurred on or after January 1, 2020 will be eligible for coverage as per the terms of the policy. 

    Is an application required to add Dental to an existing plan? 
    No, the coverage under the Dental benefit is not subject to a client’s medical history and therefore no application is required. Simply contact our office and the Dental benefit will be added the first day of the following month subject to the 3-month waiting period.  

    Can the Dental benefit be added on to an existing plan where previously cancelled? 
    The Dental benefit can be added back to an existing Personal Health Plan; however, it will be subject to the 3-month waiting period and progression of benefits. If the Policyholder held dental coverage under an Employer Benefit Plan, we will waive the waiting period and grandfather coverage based on the number of years they held dental under their previous plan, provided they apply within 60 days of coverage terminating. 

    How has my ambulance coverage changed with the benefit enhancement?
    Personal Health Plan members still have 100% unlimited coverage on emergency trips to the hospital. In addition, effective January 1, 2020 members will have 50% coverage to transport the insured to their home residence or another hospital when ordered by a physician following emergency hospital treatment and 50% coverage for ambulance services that do not result in transport to a hospital.

    What do you need to do to take advantage of these enhancements? 
    Absolutely nothing! Your Personal Health Plan will automatically upgrade as of January 1, 2020.  

    Will existing members receive a new policy brochure or ID cards? 
    The updated policy brochure will be available online, from your local broker or upon request as of December 1, 2019. New ID cards will only be issued upon request. 

    Will my premiums be going up? 
    On an annual basis, we conduct a review of our Personal Health Plans to ensure our products are competitive. You will receive your annual renewal letter and rate adjustment on your policy anniversary, as per previous years. 

    Still have questions about the enhancements to your plan?  
    We're committed to providing you with exceptional customer service. For any additional questions please contact us or call us at 1.800.USE.BLUE®.

    *Disclaimer: This web page contains an overview of Core Health and Optional Benefits that are part of the Blue Choice® and Conversion Personal Health Plans offered by Saskatchewan Blue Cross. This is not a contract or policy, nor a complete description of all benefits.