Frequently Asked Questions: Retiree Personal Health Plan
Who can apply for Retiree Plan?
The Retiree Plan is available to residents of Saskatchewan aged 50 and older who are nearing retirement, or have recently retired, and are leaving a group benefits plan. Coverage under the Retiree Plan must begin within 90 days of the date on which you lost coverage through your employer benefits plan.
Are there any age requirements or limits to apply?
Retiree Application Requirements
- Applicants must be at least 50 years of age and have retired within the last 90 days, losing group benefits coverage.
- Applicants must also be residents of Saskatchewan.
There are no upper age limits, and all benefits remain available regardless of age.
I already have a personal plan with Saskatchewan Blue Cross. Can I switch to the Retiree Plan?
Not at this time. The Retiree Plan is only available to members who have retired and lost coverage through a group benefits plan in the past 90 days.
What benefits are included in the Retiree Plan?
The Retiree Plan provides essential coverage tailored for retirees. Each plan includes health benefits, travel insurance, prescription drug coverage, and optional dental care. Each benefit module has three levels of coverage to choose from, offering 36 possible plan combinations to fit different budgets, health and wellness goals, and lifestyles.
Core Health Benefits:
✔ Hospital accommodations
✔ Vision care (eye exams, glasses, and more)
✔ Ambulance services
✔ Mental wellness benefits (access to counselling, online resources, and more)
✔ Virtual Care
✔ Mobility aids and walkers
✔ Accidental dental
Travel Benefits:
Travel coverage is as a core offering within the health benefits, with coverage for a minimum of 30 days per trip and up to $5 million for emergency medical services. The level of travel coverage matches the coverage level selected for core health.
Prescription Drug Benefits:
Prescription drug coverage is included in all plans, with flexibility in choice based on individual needs. There are three coverage levels to choose from, with varying benefit maximums and the option to select coverage for medications that extends beyond drugs listed on the Saskatchewan Drug Plan Formulary.
Dental Benefits (optional):
The dental portion of the plan is an optional benefit that supports affordability and flexibility.
I am retiring and looking for a health insurance plan. What plan should I be looking for?
You’ve reached the retirement milestone, congratulations! Our Retiree Plan is designed to support you through this important and exciting transition. Coverage must begin within 90 days of your group benefits ending and the Retiree Plan offers no interruption in coverage, no waiting periods, and no medical review.
Designed with flexibility in mind, the Retiree Plan allows you to tailor your coverage to match your lifestyle, health goals, and budget—making your transition into retirement simple and stress-free.
Are you ready to design a Personal Health Plan that fits your needs and lifestyle? Apply today!
How can I apply for a Retiree Personal Health Plan?
If you'd like to apply for the Retiree Plan, you can apply online or contact our Member Experience team at 1-800-667-5853.
Are pre-existing conditions covered under the Retiree Plan?
Yes, the Retiree Plan is a guaranteed acceptance plan that provides coverage for essential health needs that retirees may not secure elsewhere. Upon application, there is no medical questionnaire, with guaranteed coverage.
A 90-day stability clause applies to emergency medical travel coverage. This means that there is no travel coverage for medical conditions that are not stable for the 90 days before your trip’s start date.