• Unlimited coverage

• Charges for the purchase of aerochambers, nebulizers and Continuous Positive Airway Pressure accessories (including masks, tubing, etc.) when prescribed by a Physician

• Air and ground
• Unlimited coverage

• Charges for the purchase or rental of a blood pressure monitor on the written authorization of a Physician
• A limitation of the purchase of one blood pressure mobitor per Participant every five calendar years is allowed

• Charges for treatment rendered to cardiac patients under a recognized cardiac rehabilitation program where such treatments have been prescribed by the attending Physician for:
  • Rehabilitation after myocardial infarction, coronary bypass surgery or valve replacement; or
  • The management of angina pectoris or other diagnosed cardiac disease
• Payment is limited to a lifetime maximum of $300 per Participant

Maximums of $750, $1,000 or $1,500 per person per calendar year. Choose from the following dental services:

• Basic dental services: cleanings, checkups, extractions, fillings, denture repair, root canals and gum treatment
• Major dental services: bridges, crowns and dentures
• Orthodontic services: prevention or correction of irregularities of the natural teeth for eligible dependent children

• Unlimited coverage

Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s EFAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.

• Maximum $125 per person in two calendar years (every calendar year for dependent children)

• Maximum $500 per person in three calendar years

• Private/semi-private accommodation
• Unlimited coverage

• Wheelchairs, manual hospital beds, oxygen equipment rental
• Unlimited coverage

• Charges for the purchase of bathroom rails, bath seats, raised toilet seats or reachers, on the written authorization of a Physician

• Unlimited coverage

• Unlimited coverage

• Maximum $50,000 per treatment
• Lifetime maximum $100,000 per person

• 100% reimbursement for business or vacation travel
• Up to $5,000,000 in emergency medical benefits
• No deductible
• Option to choose a maximum of 60 or 90 days per trip
• Unlimited number of trips per year
• Travel Assistance available 24 hours a day, 365 days a year, toll free in North America, by collect call elsewhere

• Maximums of $1,000, $2,500 or unlimited per person per calendar year for prescribed drugs, including Saskatchewan Formulary and non-formulary drugs
• Includes convenient Pay Direct Drug Card

• Maximum $10,000 per person in three calendar years

• Unlimited coverage (except wigs – maximum $500 per person per calendar year)

• Maximum $350 or $500 per person per calendar year for each practitioner (chiropractor, chiropodist/podiatrist, physiotherapist, massage therapist, speech therapist, clinical psychologist/social worker/counselor, osteopath, naturopath, acupuncturist, audiologist, and dietician)

• Confirmation of diagnosis and treatment for a serious medical condition

• Covers spouse and dependents for up to 24 months in the event of the employee’s death

Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects members with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. Members can seek virtual care support as often as needed.

• Maximums of $200 or $300 every two calendar years (every calendar year for dependent children) for eye glasses, contact lenses, visual training and remedial eye exercises, and laser eye surgery

• The Accidental Death & Dismemberment benefit is included in the total maximum Life plan benefits
• Lump-sum payment in the amount of coverage chosen to the named beneficiary in the event of death by accident

• The Critical Illness benefit is included in the total maximum Life plan benefits
• Lump-sum payment in the amount of coverage chosen to help cope with a severe critical illness or disease
• 25 eligible conditions, including Cancer (Life Threatening), Aortic Surgery, Coronary Artery Bypass Surgery, Heart Attack, Heart Valve Replacement, Blindness, Severe Burns, Deafness, Loss of Limbs, Loss of Speech, Occupational HIV, Aplastic Anemia, Bacterial Meningitis, Benign Brain Tumour, Coma, Dementia including Alzheimer’s Disease, Kidney Failure, Loss of Independent Existence, Major Organ Failure on Waiting List, Major Organ Transplant, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease, and Stroke.
• 4 non-threatening conditions are eligible for a partial benefit payment including Coronary Angioplasty, Ductal Carcinoma In Situ Of The Breast, Stage 1A Malignant Melanoma, and Stage A (T1a or T1b) Prostate Cancer.
• 7 childhood conditions are eligible for a full benefit payment including Cerebral Palsy, Congenital Heart Disease, Cystic Fibrosis, Muscular Dystrophy, Type 1 Diabetes Mellitus, Autism, and Down Syndrome.
• $10,000 employee/$2,000 spouse/$1,000 child OR
  $25,000 employee/$5,000 spouse/$2,500 child OR
  $50,000 employee/$10,000 spouse/$5,000 child

• The Group and Dependent life insurance benefits are included in the total maximum Life plan benefits.

Life Insurance

• Lump-sum payment in the amount of coverage chosen to the named beneficiary in the event of death

Dependent Life Insurance

• $5,000 spouse/$2,500 child OR
  $10,000 spouse/$5,000 child

• Access to counselling services provided through Homewood Human Solutions
• No pre-set limit to the number of assessed conditions (cases) per plan member
• Counselling services are provided within the parameters of a short-term model focused on problem-solving and finding solutions
• Services are offered in person, via phone, or online
• Access to online resources including e-learnings, articles, and health and wellness assessments

Weekly Indemnity

• Weekly indemnity insurance provides weekly benefits for up to 17 weeks at a benefit of $638 per week.

Long Term Disability

• Long term disability insurance provides monthly benefits for disabilities lasting four months or longer at a benefit of $2,000 per month.