Continue the feeling of security and comfort you feel as a young and healthy couple as time passes and things change. At this point you don’t want to think about what might go wrong, health-wise, but you can rest easy knowing that you’re as prepared as you can be for any situation.
As you grow older together, make sure you don’t have to worry about the cost of prescriptions you may need in the future. This custom option benefit offers security even if employer benefits end.
As your family grows, make sure you can all have the healthy smile you want without the expense. If you’re already covered by another plan, don’t worry—this benefit can be added at any time.
If you or a family member is hospitalized, receive cash during the days you are in the hospital. Benefits vary depending on your age or reason for being in the hospital.
Make time to travel together and create memories that will last a lifetime. With this optional benefit, you can feel secure while you explore the world together.
Should you decide to have children, this optional benefit gives you the peace of mind to take care of your child should they have a serious accident while at home, school or on the playground.
Life is full of ups and downs. This add-on means that if you or your new spouse face the diagnosis of a critical illness or disease, you’ll be able to focus on what matters most.
We can work with you to determine the life insurance benefits that can be added to your plan. Up to $100,000 is available, depending on age and health risk.
Health insurance is similar to home or car insurance—you hope you’ll never need to use it, but it’s there for you in the event something unexpected and unfortunate happens.
Health insurance rates do go up as people age, but at Saskatchewan Blue Cross, they’ll never increase according to usage.
All insurance plans have important details in each contract. We want to be transparent and make it easy to understand how these affect you, our customer.
Consider a couple's plan.
With a couples' plan, you may enjoy cost savings, since couples’ plan premiums are often less than two individual personal plans. You can claim more easily, with just one policy number and one claim process.
Combine group/employer insurance with a personal plan.
You can coordinate the benefits of a personal plan and your group/employer plan—use them at the same time to get up to 100% reimbursement. You may also have specific needs that can be met by a customizable personal plan, which group/employer insurance doesn’t cover.
By combining a group/employer insurance plan with a personal health plan, you will be able to stay covered after retirement or if your situation changes and you no longer qualify for group/employer coverage. Getting the personal health plan now means less hassle later.
Starting a family?
Set up your family plan now, enjoy the benefits as a couple, and add your child when they arrive!
Don’t forget to hang on to the Policy booklet so you can access it should you need it in the future.