As we age, our health becomes increasingly important, so retirement is a good time to determine a personal health plan that keeps you protected as things change. We will take the time to get to know and understand your unique needs to help you convert to a personal health plan that gives you the freedom to live out your retirement the way you’ve always dreamed.
As you continue to age, your prescription needs may change. Adding this benefit now means you won’t have to worry in the future. You’ll be able to ensure you and your family are taken care of, long after you’ve retired.
As we age, our teeth and gums are more susceptible to decay, inflammation, and disease so you may require some special dental care.
Those with this benefit are entitled to cash payments during hospitalization. Benefits vary depending on your age or reason for being in the hospital.
Now is the time to take the trip you’ve been dreaming of for years! Have a worry-free trip with this optional addition to your benefits package. Snowbirds travelling for more than 30 days can top it up with our Trip Insurance.
If you don’t have an empty nest yet and still have dependants in school, you can ensure you are financially protected if they have an accident at school, at home or on the playground.
This add-on means that if you face the diagnosis of a critical illness or disease you'll be able to focus on what matters most.
Add up to $100,000 of life insurance. Apply before you’re 55, and renew up to age 70.
Giving you time to enjoy your freedom.
Designing a personal health plan that fits your lifestyle means you can budget for what you need while adjusting to living on a fixed income. By knowing what you have to spend to take care of your health and wellbeing allows you to plan for new adventures, travels and everything else you want to do now that you are retired.
Get the most out of your tax returns.
Once you’ve retired, you may be able to claim your insurance premiums on your income tax. Our customer service representatives will be able to help you determine if your personal health plan applies and tell you what you need to know as you prepare your return.
Plan for future health needs.
Taking the time to think about your future can save you in the long run. It may be better to take an exclusion to have higher benefit maximums for future medical expenses. Starting with a higher-tier plan now means you don’t have to re-submit medical information as your needs change. Our customer service representatives will work with you to help you find a plan that fits your current and future needs.
Don’t forget to hang on to the Policy booklet so you can access it should you need it in the future.