Compare personal health insurance plans

• Blue Choice® is designed with customization in mind. This plan is perfect for individuals, couples and families alike.
• Your application for this plan requires you to submit a health questionnaire. Your answers to the questionnaire will help us determine the specifics of your health coverage.

• The Conversion plan is perfect for those leaving an employer benefits plan. This plan provides the opportunity to convert your health benefits plan and offers guaranteed coverage with no interruptions.
• To be eligible for the Conversion plan, you must apply within 60 days of your current coverage end date.
• This plan does not require a health questionnaire, so your benefits won’t be affected by any pre-existing health conditions.

• The Guaranteed Acceptance plan is our most comprehensive benefits package, including Core Health benefits, Prescription Drugs, Dental, and VIP Travel.
• No medical questionnaire is required – your coverage under this plan is not affected by your medical history.

Up to $25,000 for policyholder and/or spouse; $5000 for each dependent child

Up to $25,000 for policyholder and/or spouse; $5000 for each dependent child

Up to $25,000 for policyholder and/or spouse; $5000 for each dependent child

Unlimited coverage for accidental damage to natural teeth

Unlimited coverage for accidental damage to natural teeth

Unlimited coverage for accidental damage to natural teeth

Unlimited emergency trips to hospital

*50% to transport the insured to their home residence or another hospital when ordered by a physician following emergency hospital treatment. 50% for ambulance services that do not result in transport to a hospital.

Unlimited emergency trips to hospital

*50% to transport the insured to their home residence or another hospital when ordered by a physician following emergency hospital treatment. 50% for ambulance services that do not result in transport to a hospital.

Unlimited emergency trips to hospital

*50% to transport the insured to their home residence or another hospital when ordered by a physician following emergency hospital treatment. 50% for ambulance services that do not result in transport to a hospital.

One in a 5-year period

One in a 5-year period

One in a 5-year period

Unlimited, one in a 24-month period

Unlimited, one in a 24-month period

Unlimited, one in a 24-month period

• Supplies: Unlimited coverage
• Equipment: 80% to $500

Up to $500 combined

Up to $500 combined

Up to $4000 when death is accidental

Up to $4000 when death is accidental

Up to $4000 when death is accidental

Up to $400 per specialty for chiropractor, chiropodist/podiatrist, physiotherapist/athletic therapist, registered massage therapist, psychologist/counsellor/social worker, naturopath, speech language pathologist and acupuncturist

Up to $300 per specialty for chiropractor, chiropodist/podiatrist, physiotherapist/athletic therapist, registered massage therapist, psychologist/counsellor/social worker, naturopath, speech language pathologist and acupuncturist

Up to $300 per specialty for chiropractor, chiropodist/podiatrist, physiotherapist/athletic therapist, registered massage therapist, psychologist/counsellor/social worker, naturopath, speech language pathologist and acupuncturist

• Up to $800 in a 5-year period
• Up to $800 in a 3-year period for each dependent child
• 12-month waiting period

• Up to $800 in a 5-year period
• Up to $800 in a 3-year period for each dependent child
• No waiting period

• Up to $800 in a 5-year period
• Up to $800 in a 3-year period for each dependent child
• No waiting period

• Preferred accommodations
• In hospital drugs
• Maximum 30 days

• Preferred accommodations
• In hospital drugs
• Maximum 30 days

• Preferred accommodations
• In hospital drugs
• Maximum 30 days

Hospital cash is available as an optional benefit add-on.

*Effective June 1, 2023, Hospital Cash will become a Core Health Benefit for all Conversion Policyholders.

• Under age 65 – $100 per day, up to 50 consecutive days of hospitalization
• Age 65 and over – $100 per day, up to 30 consecutive days of hospitalization
• Benefits begin on:
  • 1st day of hospitalization due to an accident
  • 4th day of hospitalization due to an illness
  • 8th day of hospitalization due to maternity

• Under age 65 – $100 per day, up to 50 consecutive days of hospitalization
• Age 65 and over – $100 per day, up to 30 consecutive days of hospitalization
• Benefits begin on:
  • 1st day of hospitalization due to an accident
  • 4th day of hospitalization due to an illness
  • 8th day of hospitalization due to maternity

Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s IAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.

Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s IAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.

Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s IAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.

• Purchase or rental of a wheelchair and/or hospital bed to a lifetime maximum of $500
• Purchase or rental of a patient walker to a lifetime maximum of $300
• Purchase or rental of oxygen equipment to a maximum of $500 per Policy year
• Combined lifetime maximum is $1500

• Purchase of a wheelchair and/or hospital bed: 80% of purchase cost or 100% of rental cost to a lifetime maximum of $500
• Purchase of a walker: 80% of the purchase cost or 100% of the rental cost to a lifetime maximum of $300
• Purchase or rental of oxygen equipment to a maximum of $500 per Policy year
• Combined lifetime maximum is $1500

• Purchase of a wheelchair and/or hospital bed: 80% of purchase cost or 100% of rental cost to a lifetime maximum of $500
• Purchase of a walker: 80% of the purchase cost or 100% of the rental cost to a lifetime maximum of $300
• Purchase or rental of oxygen equipment to a maximum of $500 per Policy year
• Combined lifetime maximum is $1500

Unlimited

Unlimited

Unlimited

80% to $200

80% to $200

80% to $200

Unlimited

Up to $500

Up to $500

Lifetime maximum of $50,000 for pre-approved medical services

Lifetime maximum of $50,000 for pre-approved medical services

Lifetime maximum of $50,000 for pre-approved medical services

Unlimited

Unlimited

Unlimited

80% up to $5000

80% up to $2500

80% up to $2500

Artificial eyes, limbs, crutches, casts, braces, wigs, etc.

Artificial eyes, limbs, crutches, casts, braces, wigs, etc.

Artificial eyes, limbs, crutches, casts, braces, wigs, etc.

Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects you with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. You can seek virtual care support as often as needed.

Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects you with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. You can seek virtual care support as often as needed.

Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects you with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. You can seek virtual care support as often as needed.

• Up to $100 for one eye examination in a 24-month period
• Up to $150 for prescription eyewear or laser eye surgery in a 24-month period

• Up to $75 for one eye examination in a 24-month period
• Up to $100 for prescription eyewear in a 24-month period

• Up to $75 for one eye examination in a 24-month period
• Up to $100 for prescription eyewear in a 24-month period

• Basic Dental Services include procedures such as: examinations, x-rays, tests, cleaning, filling, root canals, oral surgery, denture repairs, etc.
• Major Dental Services include inlays, onlays, crowns, dentures, bridges, some orthodontic services

After 3 months

• Basic dental services: 75% to a maximum of $750

After 1 year

• Basic dental services: 80% coverage
• Major dental services: 50% coverage
• Combined maximum of $1,000

After 2+ years

• Basic dental services: 80% coverage
• Major dental services: 50% coverage
• Combined maximum of $1,500

• Basic Dental Services include procedures such as: examinations, x-rays, tests, cleaning, filling, root canals, oral surgery, denture repairs, etc.
• Major Dental Services include inlays, onlays, crowns, dentures, bridges, some orthodontic services

After 3 months

• Basic dental services: 80% coverage
• Major dental services: 50% coverage
• Combined maximum of $1,500

Dental benefits are included in core benefits under the Guaranteed Acceptance plan.

• Receive the highest level of dental coverage upon your plan’s activation
• Basic Dental Services include procedures such as: examinations, x-rays, tests, cleaning, filling, root canals, oral surgery, denture repairs, etc.
• Major Dental Services include inlays, onlays, crowns, dentures, bridges, some orthodontic services

When coverage begins:

• Basic dental services: 80% coverage
• Major dental services: 50% coverage
• Combined maximum of $1,500

3-month waiting period

The 3-month waiting period will be waived provided the Insured had dental benefits under the previous employer benefits plan for 3 continuous months at the time of cancellation. If the waiting period is waived, coverage will continue uninterrupted based on the number of years dental benefits were held under the previous employer benefits plan.

No waiting period

• Under age 65: $100 per day up to 50 consecutive days of hospitalization
• Age 65 and over: $100 per day up to 30 consecutive days of hospitalization
• Benefits begin on:
  • 1st day of hospitalization due to an accident
  • 4th day of hospitalization due to an illness
  • 8th day of hospitalization due to maternity

*Effective June 1, 2023, Hospital Cash will become a Core Health Benefit for all Conversion Policyholders.

• Under age 65: $100 per day up to 50 consecutive days of hospitalization
• Age 65 and over: $100 per day up to 30 consecutive days of hospitalization
• Benefits begin on:
  • 1st day of hospitalization due to an accident
  • 4th day of hospitalization due to an illness
  • 8th day of hospitalization due to maternity

Hospital Cash is included in core benefits under the Guaranteed Acceptance plan.

• 80% unlimited
• Pay Direct Card

*For prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

• 80% to $500 OR
• 80% to $1500

*For prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

Prescription Drugs are included in core benefits under the Guaranteed Acceptance plan.

• 80% to $1500 for prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

• Up to 30 consecutive days per trip with no limit on the number of trips
• $5 million in emergency hospital and medical benefits
• $100,000 in air flight and common carrier accident insurance
• Up to $1000 for trip interruption
• Up to $1000 for baggage and personal effects
• Up to $1500 for meals and accommodations

• Up to 30 consecutive days per trip with no limit on the number of trips
• $5 million in emergency hospital and medical benefits
• $100,000 in air flight and common carrier accident insurance
• Up to $1000 for trip interruption
• Up to $1000 for baggage and personal effects
• Up to $1500 for meals and accommodations

VIP Travel is included in core benefits under the Guaranteed Acceptance plan.

• Up to 30 consecutive days per trip with no limit on the number of trips
• $5 million in emergency hospital and medical benefits
• $100,000 in air flight and common carrier accident insurance
• Up to $1000 for trip interruption
• Up to $1000 for baggage and personal effects
• Up to $1500 for meals and accommodations