Are pre-existing conditions covered under the Retiree Plan?  

Yes, the Retiree Plan is a guaranteed acceptance plan that provides coverage for essential health needs that retirees may not secure elsewhere. Upon application, there is no medical questionnaire, with guaranteed coverage.  

A 90-day stability clause applies to emergency medical travel coverage. This means that there is no travel coverage for medical conditions that are not stable for the 90 days before your trip’s start date.