I am already on my trip; will my Trip Cancellation and Interruption benefits cover me? 

If a new Government of Canada travel advisory to “avoid all nonessential travel” or “avoid all travel” is issued for your destination after you have already started your trip, your Trip Cancellation and Interruption benefits remain in effect. Because the advisory was not in place at the time you purchased your coverage, it is considered an unknown event. 

However, please remember that travel advisories and policy exclusions are separate considerations. All travel policies include limitations and exclusions for certain types of events, such as pregnancy, substance use, illegal acts, acts of war, civil unrest, terrorism, and participation in high risk activities. When any of these situations occur, coverage may be limited or may not apply, even if a government advisory is active during the trip. 

For complete details on the limitations and exclusions that apply to your plan, please review your travel policy booklet.