When a situation develops that qualifies as civil unrest/act of war, would I have coverage under my travel policy? 

Under all travel policies (Single-Trip, Multi-Trip Annual, Top-Up and all covered benefits), situations or claims related to civil unrest and/or acts of war are not eligible. 

However, your policy does provide coverage for situations or claims unrelated to civil unrest and/or acts of war (i.e., covered events or medical emergencies). Claims will be subject to all other exclusions and limitations outlined in your policy.