Affordable group benefits for small business
Your team is your most valuable asset. Specifically designed to help businesses with 3–19 employees, Blue Essentials™ is a workplace benefits plan that can help ensure their health and wellness needs are well taken care of.
Create a plan that works for everyone
Ensuring your employees have the workplace benefits they need doesn’t have to be a chore. The Blue Essentials plan is ideal for employers with 3–19 team members who want to cover essential healthcare needs. This plan offers flexible options, allowing you to customize a package that suits your organization’s needs while closely controlling employee benefits costs.
Blue Essentials™ plan options
Blue Essentials™ plan options
Blue Essentials™
Give your employees peace of mind with health insurance they can trust. Every Blue Essentials™ workplace benefits plan comes with the following benefits to help you make sure your employees’ needs are well taken care of.
Healthcare & travel benefits Every plan comes with core benefits.
- Accidental Dental Services
- Aerochambers/Nebulizers/C-PAP Accessories
- Ambulance Services
- Blood Pressure Monitors
- Cardiac Rehabilitation
- Dental Care
- Diabetic Equipment & Supplies
- Employee Family Assistance Program (EFAP)
- Eye Examinations
- Hearing Aids
- Hospital Services
- Medical Equipment
- Mobility Aids
- Ostomy Supplies
- Orthotics
- Out-of-Province Emergency Services & Travel Assistance
- Out-of-Province Referral
- Prescription Drugs
- Private Duty Nursing Services
- Prosthetic & Medical Appliances
- Registered Paramedical/Medical Practitioners
- Second Opinion® Service
- 24-Month Survivor Benefits
- Virtual Care
- Vision Care
Custom options You can choose to customize your benefits plan to create a plan designed with your employees in mind.
Insurance solutions for companies of all sizes
Explore our custom workplace benefits plans
Group benefits customized to you
Create a fully customized employee benefits plan that meets the needs of your organization, whether you’re a team of 20 or of thousands.
Group benefits for entrepreneurs
Have less than three employees? Personal Health Insurance plans are an affordable option to take care of your team’s healthcare needs.
Why choose Saskatchewan Blue Cross?
Your people, experience and plan sustainability come first.
You and your plan members are at the centre of every interaction – from the moment you join us and throughout your journey with us. We take the time to get to know you and your business so that we can serve you better, with a local and personal touch.
When you work with Saskatchewan Blue Cross, you’ll have experts helping you design a group benefits plan that fits your unique needs with flexibility, affordability and convenience at its core. You can feel confident knowing you’ve partnered with a leading provider of employee benefit solutions, committed to innovation, transparency and ensuring you make the most of your investment into your people’s health and wellness.
- Dedicated support and resources for plan administrators. Connect with a dedicated, local team of experts with more than 30 years of service excellence when you have questions or need support.
- A personal and connected digital experience. Administering Saskatchewan Blue Cross benefits to your employees can be done in minutes—all through your own online portal.
- Training and resources designed to make your job easier. Plan administrators have access to resources to help you build employee awareness and get plan members started, including training guides and toolkits.
- Leading benefit plan management. At Saskatchewan Blue Cross, we help you control and optimize benefit plan costs through technology, expertise, drug plan management, and extended health coverage cost controls to make sure you get the most out of your investment.
- A people-first approach to disability. Through personalized service and open communication, we work collaboratively to ensure the best possible outcome for plan members and plan sponsors.
For us, it’s personal
Outstanding person-to-person service, secure online self-service solutions, and a friendly, local Client Experience Centre are at the heart of how we serve you.
For more than 75 years, Saskatchewan Blue Cross has been recognized as an organization that delivers with people at the heart of every interaction. We believe in a personalized, thoughtful, and highly responsive experience. Each step with us is infused with customized care. With full-service offices located in both Saskatoon and Regina, we offer face-to-face service that many of our clients use and their employees appreciate.
A range of options to support overall wellness
Ask us how options like virtual care, Personal Wellness Accounts, Health Spending Accounts, Employee Family Assistance Programs, Second Opinion® support, Life, Disability and Critical Illness can bring further value to your employee benefits plan and give your people more support or flexibility in their coverage.
Group Plan Member Benefits:
Virtual healthcare and mental health support for members
Included with every plan, in collaboration with Homewood Health and Cleveland Clinic Canada.
Employee Family Assistance Program (EFAP)
Coverage provides access to a variety of mental health and wellness supports. Homewood Health’s EFAP provides confidential, professional services for a broad range of personal and family challenges by telephone, in person and online.
Virtual Care
Coverage provides access to virtual care services through Cleveland Clinic Express Care Online (ECO). ECO connects members with a Cleveland Clinic Canada nurse practitioner to receive a diagnosis and/or prescription for non-emergency medical conditions. Members can seek virtual care support as often as needed.
Blue Advantage
As Saskatchewan Blue Cross members, your employees will have access to additional savings and discounts through Blue Advantage. Members can save on healthcare-related products and services at participating providers across Canada, even if they aren’t covered under their group benefits plan.
How it works
Blue Advantage provides savings on the total cost of products and services from participating providers, including dental, fitness/wellness, hearing, medical equipment & supplies, nursing services, pharmacy, vision and more. Members can present their Blue Cross ID card and mention the Blue Advantage program to participating provider to receive the discount. Click below to view the complete list of participating providers and eligible savings.
Electronic onboarding simplifies enrolling your employees
You can choose to opt into online enrollment, making the process of onboarding easy and efficient. Once your employees have been invited to complete the enrollment process, their information will automatically be sent to Saskatchewan Blue Cross for processing.
- Electronic forms mean no paper to collect or manually enter into systems
- Plan administrators just enter the employer information, employees are responsible for entering their personal details
- Timely automated reminders for employees reduces the need to follow up to have enrollment forms completed.
Tools
Employer Resources
Check out the resources available to plan sponsors and administrators of workplace benefits plans.
Employee Onboarding
Getting started with a workplace benefits plan is simple. Your employees will have access to a comprehensive guide to getting started.
Frequently Asked Questions: Group Benefits Plans
The answers to your questions about your group benefits plan for members with benefits through their employer
Managing health coverage has never been easier.
Members can manage your group benefits plan using the Saskatchewan Blue Cross Member Portal or Member App. You’ll enjoy convenient claiming, quick reimbursement direct to your bank account, plus access to details including plan maximums, coverage limitations, and plan usage.
Get the SK Blue Cross Member App
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The SK Blue Cross Member App supports devices operating on the following operating systems: Apple iOS: Version 15.4 and higher. Android: Version 10 and higher.
*This website contains an overview of Blue Essentials™ Group Plans offered by Saskatchewan Blue Cross. It is not intended as a contract or policy, nor a complete description of all benefits. Saskatchewan Blue Cross products are underwritten by a variety of underwriters. For more information, visit sk.bluecross.ca/underwriting.