Are you headed on a vacation soon? Take us with you and enjoy your trip!
Our Travel Plans provide 24/7 assistance 365 days a year. In the event of a medical emergency, our Travel Assistance Provider will direct you to the nearest medical facility equipped to provide the treatment you need. They will contact our office to confirm your benefits and keep us updated on your medical situation. If required, they will also arrange payment to the provider, transfer to another medical facility or evacuation to Saskatchewan, and assist in contacting your family and/or business partner.
1. Saskatchewan Health doesn't cover all medical expenses
Unless you purchase travel insurance, you are personally responsible for medical expenses not covered by Saskatchewan Health when you travel outside the province. Medical care can be costly in other countries.
2. Existing health care coverage
Credit cards or group/employer benefit plans may have certain limitations or exclusions that affect your coverage. Review your existing coverage as additional travel insurance may be required.
3. Travel advisories
If a travel advisory has been issued for your destination, your travel insurance might not cover you. Always check the Government of Canada Country travel advice and advisories webpage twice, once when you are planning your trip and again shortly before you leave.
4. Your health
Most travel insurance plans exclude pre-existing conditions. If a medical questionnaire is required fill it out accurately and disclose all known medical conditions. Review your travel plan policy before you leave to make sure you understand what is covered.
5. Vacation activities
Some activities such as bungee jumping, hang gliding or mountain climbing may not be covered by your insurer. Review the exclusions and limitations section of your travel plan before you leave on your trip.
Information you might need to know before you travel
The world is your oyster, so where are you going to go? No matter where you travel to or how you get there, a little bit of planning ahead of time can ensure you are safe on your journey.
Get travel insurance and understand your policy
According to the The Travel Health Insurance Association of Canada, getting travel insurance is not just about keeping you physically safe when you travel, but also about helping to protect your finances. Having to pay for medical assistance in another country, even across the border into the United States, can be very costly.
Make sure to read through your policy so you are not surprised when a claim is denied. Here are some tips that you should know:
- Some providers consider hiking to be an extreme sport and won’t cover any injury sustained while on a hike.
- Injuries sustained when your blood alcohol limit is over an acceptable level are likely not going to be covered.
- Any adjustment to your health or prescriptions prior to travel may cancel part or all of your insurance coverage.
- Most travel insurance providers won’t cover women who are more than 31 weeks pregnant.
Stay healthy while you travel
No matter where you are travelling to, it is highly recommended that you ensure you are up-to-date on your regular vaccinations. However, depending on where you are travelling to, you may need to get special vaccinations or prescriptions to stay healthy while on your trip.
The Government of Canada’s Travel Advice and Advisories site will help you determine what vaccines, if any, you will be required to have to travel into a new country. The Government has also produced a helpful guide for Healthy Travel Abroad.
Health Canada also has a wealth of information, including information on what consumer products have safety requirements.
If you are worried about security risks, visas or how your consulate can assist you in an emergency, we recommend you consult the Government of Canada’s Bon Voyage, but... Essential Information for Canadian Travellers.