Are you headed on a vacation soon? Take us with you and enjoy your trip!
For Travel Claims, please refer to the Travel Assistance & Claims page for details on how to report an emergency while travelling or submit a claim upon return home.
1. Saskatchewan Health doesn't cover all medical expenses
Unless you purchase travel insurance, you are personally responsible for medical expenses not covered by Saskatchewan Health when you travel outside the province. Medical care can be costly in other countries.
2. Existing health care coverage
Credit card travel coverage may have certain limitations or exclusions that affect your coverage. Review your existing coverage as additional travel insurance may be required.
3. Travel advisories
NOTE: For information specific to the COVID-19 outbreak, please click here.
The Government of Canada classes Risk Levels and Travel Advisories in four stages. Level one and two advisories have no effect on travel insurance coverage; however, if the Canadian government recommends avoiding non-essential or all travel for the region or country you plan on visiting, your insurance coverage may not be valid. Further details are indicated below:
1. Daily Travel Plans and optional VIP Travel Benefits
If a country, region, or territory is issued a level 3 (avoid non-essential travel) or level 4 (avoid all travel) travel warning prior to your trip departure, emergency medical care will not be covered at these destinations.
We advise that you check the Government of Canada travel advice and advisories webpage twice: once before you book your trip, and again near your departure date. This will ensure you are up to date on the current information regarding your travel destination.
If you have questions regarding your policy or exclusions, please contact us for assistance.
2. Group / Employer Plan Travel Benefits and International Student Travel Plans
Most employer-sponsored travel benefits and International Student Travel Plans have no coverage exclusions for travel advisories, which means the current travel advisories will not affect your coverage. All travelers should be aware that there are health risks when you travel, and we advocate adherence to such advice, including reconsideration of travel plans to any destination with one of these warnings, or to a destination that is being closely monitored. Your consideration and adherence to travel advisories help to protect the health of travelers and the Canadian public.
As coverage and exclusions vary across these types of plans, we recommend you review your member benefits booklet and take note of the plan and travel benefit exclusions. If you need help verifying this information or if there is anything for which you require clarification, contact us.
4. Your health
Most travel insurance plans exclude pre-existing conditions. If a medical questionnaire is required fill it out accurately and disclose all known medical conditions. Review your travel plan policy before you leave to make sure you understand what is covered.
5. Vacation activities
Some activities such as bungee jumping, hang gliding or mountain climbing may not be covered by your insurer. Review the exclusions and limitations section of your travel plan before you leave on your trip.
Information you might need to know before you travel
The world is your oyster, so where are you going to go? No matter where you travel to or how you get there, a little bit of planning ahead of time can ensure you are safe on your journey.
Get travel insurance and understand your policy
According to the The Travel Health Insurance Association of Canada, getting travel insurance is not just about keeping you physically safe when you travel, but also about helping to protect your finances. Having to pay for medical assistance in another country, even across the border into the United States, can be very costly.
Stay healthy while you travel
No matter where you are travelling to, it is highly recommended that you ensure you are up-to-date on your regular vaccinations. However, depending on where you are travelling to, you may need to get special vaccinations or prescriptions to stay healthy while on your trip.
The Government of Canada’s Travel Advice and Advisories site will help you determine what vaccines, if any, you will be required to have to travel into a new country. The Government has also produced a helpful guide for Healthy Travel Abroad.
Health Canada also has a wealth of information, including information on what consumer products have safety requirements.
If you are worried about security risks, visas or how your consulate can assist you in an emergency, we recommend you consult the Government of Canada’s Bon Voyage, but... Essential Information for Canadian Travellers.